The right mortgage for You

First Time Buyers/Moving Home
Remortgages
Buy To Let
Poor Credit

With so many different types of mortgage to choose from, how can you be sure of which mortgage product is right for you?

At Pure Financial Advice, after carefully assessing your individual requirements, we will select a mortgage product using the latest sourcing technology, from the whole of the mortgage market. Our sourcing systems have access to thousands of different mortgage products from UK lenders, many of which are not available on the high street.

At Pure Financial Advice we pride ourselves on always doing what is best for our clients. You can be confident that we will select the best mortgage product available that is affordable for you.

First Time Buyers / Moving Home

Whether you are buying your first property or moving home, it is a big financial step and can be daunting. At Pure Financial Advice we not only offer advice on obtaining mortgage finance, but we also provide guidance through the housing buying process, from making an offer to completion.

We can put you in touch with solicitors to handle the conveyancing of your purchase. In addition we can arrange all insurance products that you may wish to take out along side your mortgage, including Buildings and Contents Insurance, Life Assurance, Critical Illness Cover, Income Protection, Family Income Benefit and Health Insurance.

We aim to make the process of buying your first home as enjoyable and hassle-free as possible.

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Remortgages

There are many reasons why you may wish to remortgage your home. For example:

You may be coming to the end of your fixed, tracker or discounted rate
Perhaps your personal and financial circumstances have changed since you took out your original mortgage, for example, a new job, a promotion, death of a breadwinner or new addition to the family
You may wish to release some equity from your home
You simply feel that you are paying too much and that you are on a higher rate of interest than you need to be

At Pure Financial Advice we will carefully look at the mortgage deal you are currently on and then research the whole of the mortgage market to see if we can find a mortgage product that is better suited to your needs.

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Buy To Let Mortgages*

When obtaining a mortgage for a Buy to Let property, normal income calculations do not usually apply. Instead the mortgage advance is based on the rental income that can be generated from the property; however some lenders will consider your earned income for Buy to Let mortgages.

Whether you are buying your first property to let out or you are adding to your Buy to Let portfolio, Pure Financial Advice can advise on the best But to Let mortgage for you from the whole of the market place.

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Poor Credit Mortgages

All sorts of events can lead to people’s circumstances changing and credit problems can occur.

At Pure Financial Advice we will carefully assess your credit situation and source the most appropriate mortgage for you. As we provide advice on all areas of financial planning, if required, we can review all of your financial arrangements in order to make your finances as efficient and manageable as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

*The Financial Services Authority does not regulate some forms of mortgages.

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